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A Comparison Of Home Mortgage Loan Defaults And Foreclosures In The United States And In Certain European Union Countries, Including A Discussion Of Governmental Responses And Some Observations Concerning Contributing Causes

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  • Nina Segre

Abstract

The present crisis in home mortgage loan defaults in the US has some parallels in various EU member countries. However, the EU countries, by and large, have avoided the worst of the US problems. Depending on the countries observed, the European nations seem to be doing a better job in this critical area, due to different, often much narrower, sources of home loans, tougher standards for offering these loans, and differences in the functionning of the secondary markets for home loans. Moreover, in countries where mortgage defaults have risen and the problem is thus more severe, there is again variation in the measures that have been taken to protect homeowners, and their relative success.

Suggested Citation

  • Nina Segre, 2010. "A Comparison Of Home Mortgage Loan Defaults And Foreclosures In The United States And In Certain European Union Countries, Including A Discussion Of Governmental Responses And Some Observations Concer," ERES eres2010_126, European Real Estate Society (ERES).
    • Handle: RePEc:arz:wpaper:eres2010_126
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    File URL: https://eres.architexturez.net/doc/oai-eres-id-eres2010-126
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    JEL classification:

    • R3 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location

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