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Dimensões E Perspectivas Do Seguro Rural: O Caso Brasileiro E Algumas Experiências Internacionais

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  • Vieira Junior, Pedro Abel
  • Buaunain, Antonio Marcio
  • Madi, Maria Alejandra Caporale
  • Vieira, Adriana Carvalho Pinto
  • Ojima, Andrea Leda Ramos De Oliveira
  • Souza, Raquel Pereira
  • Silveira, Jose Maria Ferreira Jardim Da
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    Abstract

    O seguro rural é um dos mais importantes instrumentos para o desenvolvimento do setor agrícola, pois, ao permitir proteção ao produtor rural contra efeitos adversos de eventos ambientais e do mercado torna-se indispensável à estabilidade da renda, à geração de emprego e ao desenvolvimento tecnológico. No setor agrícola, além do risco de mercado, existem diversas outras fontes que a tornam uma atividade eminentemente arriscada. A principal delas se refere ao fato de que a atividade agrícola é altamente dependente de condições ambientais de difícil controle pelo homem de modo que as variáveis climáticas e sua interação com fatores bióticos podem influenciar sobremaneira o resultado final da safra. A realidade histórica mostra que o seguro agrícola permite ao produtor rural manter sua renda na ocorrência de um sinistro, o que é fundamental para o do setor agrícola e a sociedade em geral. Contudo, o mercado de seguro agrícola brasileiro é insipiente e demandando reestruturação com intensa participação do setor privado e coordenado pelo do setor público.------------------------------------------------------Highly instrumental in the development of the agricultural sector insofar as it protects farmers from adverse weather and market conditions, agricultural insurance also plays a crucial role not only in income and employment generation, but also in technological advancements. Besides market risks, the agricultural sector is confronted with a wide spectrum of other risks, which makes agriculture an eminently risky enterprise. Chief among these risks is the high dependence of the agricultural activity on hard to control weather-driven events, so that natural environmental variability and its interaction with biotic factors can greatly affect crop yields. The historical reality shows that agricultural insurance allows that rural producer maintain the income level in the occurrence of a casualty, which is important to the agricultural sector and the society. However, the Brazilian agricultural insurance market is at a generally incipient stage and in urgent need of a restructuring involving intense participation of the private sector and coordination by the public sector.

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    Bibliographic Info

    Paper provided by Sociedade Brasileira de Economia, Administracao e Sociologia Rural (SOBER) in its series 46th Congress, July 20-23, 2008, Rio Branco, Acre, Brasil with number 109437.

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    Date of creation: Jul 2008
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    Handle: RePEc:ags:sbrfsr:109437

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    Web page: http://www.sober.org.br/
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    Related research

    Keywords: seguro rural; risco agrícola; política agrícola; agro-insurance; agricultural risk; agricultural policy; Risk and Uncertainty;

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