Profitability And Risk Of U.S. Agricultural Banks
AbstractStudy of profitability and risk of agricultural banks is very important in assessing the ability to adequately finance agricultural production and rural development. A recursive system of profitability and risk equations is estimated to compare the performance of agricultural with nonagricultural banks and to identify factors which affect performance. A linear regression model which measures risk-adjusted profitability confirms the results from the recursive system. Results show that agricultural banks perform better than nonagricultural counterparts on average even after controlling for risks and other factors. Further, off-balance-sheet business is found to be negatively related to the risk-adjusted profitability of agricultural banks.
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Bibliographic InfoPaper provided by Southern Agricultural Economics Association in its series 2005 Annual Meeting, February 5-9, 2005, Little Rock, Arkansas with number 35491.
Date of creation: 2005
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