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Determinants of Participation in Public Medical Insurance Systems: A Comparison Between Urban and Rural Residents

In: Public Medical Insurance Reforms in China

Author

Listed:
  • Xinxin Ma

    (Hosei University)

Abstract

Using the data from the China Health and Retirement Longitudinal StudyChina Health and Retirement Longitudinal Study (CHARLS) of 2011, this study tests three hypotheses and verifies the determinants of participationParticipation in public medical insurancesPublic medical insurance in rural and urban areasRural and urban area. Several major conclusions have been drawn. First, we find differences in the participation probabilityParticipation probability between rural and urban residents. This is because the establishment and implementation of public medical insurance programs differ between rural and urban areas. Second, the liquidity constraints hypothesisLiquidity constraints hypothesis is rejected, whereas the adverse selection hypothesisAdverse selection hypothesis is supported. Lastly, education, gender, and drinking behavior affect participation probabilities as well; however, the effects vary between rural and urban residents.

Suggested Citation

  • Xinxin Ma, 2022. "Determinants of Participation in Public Medical Insurance Systems: A Comparison Between Urban and Rural Residents," Springer Books, in: Public Medical Insurance Reforms in China, chapter 0, pages 115-135, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-7790-8_6
    DOI: 10.1007/978-981-16-7790-8_6
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