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Determinants of Medical Insurance Participation of Urban Residents

In: Public Medical Insurance Reforms in China

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  • Xinxin Ma

    (Hosei University)

Abstract

Using data from the Chinese Household Income Project SurveyChinese Household Income Project Survey, this chapter presents an empirical analysis to verify the determinants of participation in medical insuranceParticipation in medical insurance of urban residentsUrban resident. Several major conclusions emerge. Both adverse selection and liquidity constraints hypotheses were supported. The probability of participation in medical insurance was higher for the middle- and high-incomeHigh-income groups than for the low-income group. Some low-incomeLow-income groups were not covered by either public or private medical insurance in 2007, indicating that income inequalityIncome inequality results in disparities in medical insurance coverage. Additionally, medical insurance participationMedical insurance participation differs between state- and non-state-owned sectors. The findings have important policy implications for developing an equitable public medical insurance in China.

Suggested Citation

  • Xinxin Ma, 2022. "Determinants of Medical Insurance Participation of Urban Residents," Springer Books, in: Public Medical Insurance Reforms in China, chapter 0, pages 87-114, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-7790-8_5
    DOI: 10.1007/978-981-16-7790-8_5
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