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Formal and Informal Microfinance in Nigeria. Which of Them Works?

In: Mathematical and Statistical Methods for Actuarial Sciences and Finance

Author

Listed:
  • Marinella Boccia

    (University of Salerno)

Abstract

The aim of this paper is to study whether access to formal/informal credit in Nigeria has an effect on household wellbeing. Using a General Household Panel Survey of the World Bank, quantitative methods are employed in order to evaluate these effects. The empirical results make in evidence a positive relationship especially on expenditure of non-durable goods. Moreover the results are no surprising in total income and in the reduction in poverty and inequality. Basically the improvement in their living standards is recorded in the same year in which they borrow.

Suggested Citation

  • Marinella Boccia, 2021. "Formal and Informal Microfinance in Nigeria. Which of Them Works?," Springer Books, in: Marco Corazza & Manfred Gilli & Cira Perna & Claudio Pizzi & Marilena Sibillo (ed.), Mathematical and Statistical Methods for Actuarial Sciences and Finance, pages 103-108, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-78965-7_16
    DOI: 10.1007/978-3-030-78965-7_16
    as

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