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Distance and Internet Banking

In: The Changing Geography of Banking and Finance

Author

Listed:
  • Guido Blasio

    (Research Department)

Abstract

Internet-related possibilities might reduce the importance of distance for economic activity. By using data from the Survey on Household Income and Wealth (SHIW) of the Bank of Italy, this chapter investigates the validity of this assertion for Internet banking. It shows that there is no support for the argument that isolated consumers use e-banking more intensively than their less-isolated counterparts. It also highlights that, compared to less isolated clients, geographically remote clients are more frequently supplied with a loan by their own bank and evaluate personal acquaintances as an important factor more intensively. Overall, these findings support the relevance of soft information in lending practices to families and family businesses

Suggested Citation

  • Guido Blasio, 2009. "Distance and Internet Banking," Springer Books, in: Alberto Zazzaro & Michele Fratianni & Pietro Alessandrini (ed.), The Changing Geography of Banking and Finance, edition 1, chapter 0, pages 109-130, Springer.
    • Handle: RePEc:spr:sprchp:978-0-387-98078-2_6
    DOI: 10.1007/978-0-387-98078-2_6
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    Cited by:

    1. Alexander Conrad & Alexander Hoffmann & Doris Neuberger, 2018. "Physische und digitale Erreichbarkeit von Finanzdienstleistungen der Sparkassen und Genossenschaftsbanken [Physical and digital accessibility of financial services at savings and cooperative banks]," Review of Regional Research: Jahrbuch für Regionalwissenschaft, Springer;Gesellschaft für Regionalforschung (GfR), vol. 38(2), pages 255-284, October.
    2. repec:asg:wpaper:1045 is not listed on IDEAS

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