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Determinants of Credit Accessibility and Performance of Smallholder Rice Farmers: A Case of the West Region of Cameroon

In: Agricultural Transformation in Africa

Author

Listed:
  • Ndaghu Ndonkeu Nathanel

    (University of Buea)

  • Udeme Henrietta Ukpe

    (Federal University Wukari, Taraba State)

  • Djomo Choumbou Raoul Fani

    (University of Buea)

  • Esuh Nnoko Divine

    (University of Buea)

Abstract

Empirical studies argued that rural development should be accompanied by agricultural credit reforms. Moreover, rural development and, in particular, farm productivity, can be influenced by credit accessibility. This study was therefore undertaken to assess the determinants of credit accessibility and performance of smallholder rice farmers. A purposive and simple random sampling technique was used in selecting 192 small-scale rice farmers in four (4) out of eight divisions. Data were collected using structured questionnaires and interview schedules, administered on the farmers were analyzed using binary logistic and multiple linear regression. The result indicates that sex; marital status (divorced); household size; education (tertiary) and rice varieties were the socio-economic variables that significantly influence credit accessibility by smallholder rice farmers in the West Region of Cameroon. The result further revealed that coefficients for rice variety; extension visit; rice output; farming experience; farm size and credit received were found positive and significantly influenced the performance of smallholder rice farmers at a 1% level of probability. Information on credit accessibility should be directed towards gender to encourage female farmers as well as credit institutions should give appropriate consideration to policy conditions as more favourable terms, collateral security, and interest rate during their policy formulation. experience farmers should be encouraged to remain in rice production as well as agricultural credit should also be made available at a low-interest rate to enhance smallholder rice farmers’ performance.

Suggested Citation

  • Ndaghu Ndonkeu Nathanel & Udeme Henrietta Ukpe & Djomo Choumbou Raoul Fani & Esuh Nnoko Divine, 2023. "Determinants of Credit Accessibility and Performance of Smallholder Rice Farmers: A Case of the West Region of Cameroon," Advances in African Economic, Social and Political Development, in: Gbadebo O. A. Odularu (ed.), Agricultural Transformation in Africa, pages 57-67, Springer.
    • Handle: RePEc:spr:aaechp:978-3-031-19527-3_6
    DOI: 10.1007/978-3-031-19527-3_6
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