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Introduction

In: Disruptive Technology in Banking and Finance

Author

Listed:
  • Timothy King

    (University of Kent)

  • Francesco Saverio Stentella Lopes

    (University of Rome)

  • Abhishek Srivastav

    (University of Edinburgh)

  • Jonathan Williams

    (Bangor University)

Abstract

FinTech has garnered the interest of the public, industry practitioners, regulators, researchers and policy makers worldwide. Its disruptive and transformative potential transcends country borders and is having real impact on the way financial services are provided and forcing existing financial institutions to adapt. FinTech can enhance competition and financial inclusion to deliver tailored financial services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting through in-house patents, acquisition of emerging FinTech firms and partnering with FinTech and large technology firms. This chapter provides the reader with a short overview of key trends and a preview of the content in the reminder of the book, organized according to chapters.

Suggested Citation

  • Timothy King & Francesco Saverio Stentella Lopes & Abhishek Srivastav & Jonathan Williams, 2021. "Introduction," Palgrave Studies in Financial Services Technology, in: Timothy King & Francesco Saverio Stentella Lopes & Abhishek Srivastav & Jonathan Williams (ed.), Disruptive Technology in Banking and Finance, edition 1, chapter 0, pages 1-8, Palgrave Macmillan.
    • Handle: RePEc:pal:psincp:978-3-030-81835-7_1
    DOI: 10.1007/978-3-030-81835-7_1
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