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Banking Regulation and Fintech Challenges

In: Fintech Regulation and Supervision Challenges within the Banking Industry

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  • Felix I. Lessambo

    (Fordham University)

Abstract

Technological innovation, after all, tends to outpace regulatory change. Some countries have strong enabling regulations for fintech and digital financial services. Others simply lack the necessary regulatory infrastructure. Fintech developments present issues that are beyond the traditional scope of financial authorities, and the speed of innovation makes it difficult for regulators to respond in a timely manner. One of the main challenges for authorities is to have sufficient resources and expertise to keep up with the speed of technological change, to understand novel business models, and to develop adequate policy responses.

Suggested Citation

  • Felix I. Lessambo, 2023. "Banking Regulation and Fintech Challenges," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Fintech Regulation and Supervision Challenges within the Banking Industry, chapter 0, pages 1-26, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-3-031-25428-4_1
    DOI: 10.1007/978-3-031-25428-4_1
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