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Conclusion

In: IT and European Bank Performance

Author

Listed:
  • Elena Beccalli

    (London School of Economics
    Università Degli Studi Di Macerata)

Abstract

An enquiry into the relationship between IT investments and performance in respect of European banking is an exercise of particular interest because the banking industry is typically considered to involve an intensive use of technology. It is widely accepted that technological developments have had a major impact on re-shaping banks’ front- and back-office operations and the relevant data bears this out clearly. In the first place, the banks represent the industry in the European economy that has the highest share of overall investment in IT. Moreover, this feature is characterised by a trend that is decidedly upward, and it seems that this will continue for a considerable time to come. Although various European countries are characterised by different levels of investment, the overall amount of investment in IT in the European banking industry doubled over the period between 1995 and 2005.

Suggested Citation

  • Elena Beccalli, 2007. "Conclusion," Palgrave Macmillan Studies in Banking and Financial Institutions, in: IT and European Bank Performance, chapter 7, pages 195-202, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-59198-1_7
    DOI: 10.1057/9780230591981_7
    as

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