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Introduction to Value Propositions

In: Redefining Financial Services

Author

Listed:
  • Joseph A. DiVanna

Abstract

Since the birth of modern banking in thirteenth-century Italy, the role of the financial intermediary has continuously adapted to the changes in social attitudes regarding the exchange of value between parties. Encapsulated in transactions such as usury, investments, insurance, foreign exchange and commercial lending, this adaptation rapidly followed the evolution of technology, usually as a mechanism to supplement the process of intermediating. In each century, the definition of financial services was clear: the role of banking was to broker a transaction as a third party with an implied trust that provided a safe haven for the resulting exchange of value. The banking, insurance, capital markets and other financial sectors represent firms that span the entire spectrum of technology adopters from early implementers to laggards.

Suggested Citation

  • Joseph A. DiVanna, 2002. "Introduction to Value Propositions," Palgrave Macmillan Books, in: Redefining Financial Services, chapter 0, pages 1-8, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-4039-0721-9_1
    DOI: 10.1057/9781403907219_1
    as

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