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The French Automobile and Life Insurance Markets

In: The Economics of Insurance Regulation

Author

Listed:
  • Jörg Finsinger
  • Reinhold Waldmann

Abstract

State intervention in insurance markets is recorded as far back as the sixteenth century. In those days regulatory policy mostly related to the foundation of insurance companies. As early as the eighteenth century certain guarantee funds had to be placed with the state and premiums as well as contract conditions were subject to state approval. In the nineteenth century regulation became more liberal, but insurance firms had to publish financial reports (Code de Commerce de 1807). In 1868 detailed prescriptions for incurance operations were issued. They related mainly to chartering new firms and to the safety of the firms’ investments. A regulatory insurance agency as such was not set up until 1898.

Suggested Citation

  • Jörg Finsinger & Reinhold Waldmann, 1986. "The French Automobile and Life Insurance Markets," Palgrave Macmillan Books, in: Jörg Finsinger & Mark V. Pauly (ed.), The Economics of Insurance Regulation, chapter 8, pages 215-229, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-349-18397-5_8
    DOI: 10.1007/978-1-349-18397-5_8
    as

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