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Consumer Finance and Its Significance

In: Development of Consumer Finance in East Asia

Author

Listed:
  • Zeng Gang
  • Li Guangzi

Abstract

This chapter analyzes consumer finance and its significance and discusses consumer finance’s concept and effects as well as its real economic foundation. This chapter also gives an overview of the development of consumer finance in China. According to the authors, the development of the national economy, the formation of the market (in which supply exceeds demand), the residents’ consumer structure, and the social security system are considered to be the four economic bases for consumer finance in China. Moreover, this chapter asserts that the development of the national economy, the acceleration of urbanization, changes in the consumption philosophy among the younger generations, and improvements in the social credit system are the impetus behind the growth of consumer finance in China.

Suggested Citation

  • Zeng Gang & Li Guangzi, 2017. "Consumer Finance and Its Significance," Palgrave Macmillan Books, in: Guogang Wang & Gang Zeng & Xuan Xiaoying (ed.), Development of Consumer Finance in East Asia, chapter 0, pages 1-18, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-137-52418-8_1
    DOI: 10.1057/978-1-137-52418-8_1
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