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Why Don’t We See More Use of Income Contingent Loans?

In: Income Contingent Loans

Author

Listed:
  • John Quiggin

    (University of Queensland)

Abstract

Since the Australian government introduced the Higher Education Contribution scheme (HECS) in 1989, a number of countries have adopted income contingent loans (ICL) as a method of financing higher education. The advantages of income contingent loans have been thrown into sharper relief by the crisis surrounding student loan debt in the United States, where financing is provided through traditional mortgage-type loans.

Suggested Citation

  • John Quiggin, 2014. "Why Don’t We See More Use of Income Contingent Loans?," International Economic Association Series, in: Bruce Chapman & Timothy Higgins & Joseph E. Stiglitz (ed.), Income Contingent Loans, chapter 20, pages 238-240, Palgrave Macmillan.
    • Handle: RePEc:pal:intecp:978-1-137-41320-8_21
    DOI: 10.1057/9781137413208_21
    as

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