Capital and interest rate: no possessions or earn profits?

Capital is any asset that generates a flow of incomes periodically to its holder. Capital assets are of many types such as a financial capital, a natural capital, an educational capital, a human capital, an ecological capital. The interest rate is the price of money, more precisely, the price of borrowing or lending money. The debt market, also called the credit market, improves the welfare of both the lender and the borrower, more generally, the society. It creates the incentives for ordinary people to pursue new projects and is recognized as an important tool for getting people out of a poverty trap. However, it also poses significant personal risk to a debtor. A variety of debt market regulations ensures the security of the debt economy and provides guardrails against personal bankruptcies. Buddhist monasteries hold many capital assets while paying interests to the loans they hold.