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Performance and Sustainability of Self-Help Groups in India: A Gender Perspective

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  • Purna Chandra Parida
  • Anushree Sinha

Abstract

The existing literature on self-help group (SHG) bank linkage programs portrays them as an effective tool being used in various countries to approach a range of socioeconomic issues. This paper explores the performance and sustainability of this type of program in India at the group level. Because income-generating activities and other characteristics vary with the gender composition of self-help groups, their performance and sustainability vary. The analysis in this study is based on data from a survey carried out in six states in India. Overall, the performance analysis reveals that all-female SHGs perform best. The female SHGs are doing particularly well in terms of recovery of loans and per capita saving. The econometrics results indicate that only all-female SHGs are sustainable. The factors that determine the sustainability include recovery of loans, per capita savings, and linkage with an SHG federation.

Suggested Citation

  • Purna Chandra Parida & Anushree Sinha, 2010. "Performance and Sustainability of Self-Help Groups in India: A Gender Perspective," Asian Development Review (ADR), World Scientific Publishing Co. Pte. Ltd., vol. 27(01), pages 80-103, June.
    • Handle: RePEc:wsi:adrxxx:v:27:y:2010:i:01:n:s0116110510500034
    DOI: 10.1142/S0116110510500034
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