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Mutual versus Stock Insurers: A Synthesis of the Theoretical and Empirical Research

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  • Richard MacMinn
  • Yayuan Ren
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    Abstract

    The coexistence of mutual and stock organizational form in insurance has been the topic of extensive study. This article provides a review of theoretical and empirical literature from three perspectives: agency problems in each form, efficiency, and the causes of conversion between the two forms. Issues in the existing literature and unanswered questions are also identified.

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    File URL: http://www.insuranceissues.org/PDFs/342MR.pdf
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    Bibliographic Info

    Article provided by Western Risk and Insurance Association in its journal Journal of Insurance Issues.

    Volume (Year): 34 (2011)
    Issue (Month): 2 ()
    Pages: 101-111

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    Handle: RePEc:wri:journl:v:34:y:2011:i:2:p:101-111

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