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Education Level and Income Disparities: Implications for Financial Inclusion through Mobile Money Adoption in South Africa

Author

Listed:
  • Nyoka Charles

    (Ph.D.; Senior Lecturer; Department of Finance Risk Management and Banking, University of South Africa, Pretoria, South Africa e-mail: nyokac@unisa.ac.za)

Abstract

Financial inclusion has recently become an issue of concern the world over for governments, policymakers, non-governmental organizations (NGOs), and financial and non-financial institutions alike. McKinnon (1973) and Shaw (1973), in seminal presentations, brought the world’s attention to the importance of an effective financial system for economic development.

Suggested Citation

  • Nyoka Charles, 2019. "Education Level and Income Disparities: Implications for Financial Inclusion through Mobile Money Adoption in South Africa," Comparative Economic Research, Sciendo, vol. 22(4), pages 129-142, December.
    • Handle: RePEc:vrs:coecre:v:22:y:2019:i:4:p:129-142:n:8
    DOI: 10.2478/cer-2019-0036
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    More about this item

    Keywords

    financial inclusion; level of education; level of income; mobile banking;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • N3 - Economic History - - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy
    • N27 - Economic History - - Financial Markets and Institutions - - - Africa; Oceania

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