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Global Development Trends In Banking Technologies

Author

Listed:
  • LUCHIAN, Ivan

    (International Institute of Management IMI-NOVA, Chisinau, Republic of Moldova)

  • FILIP, Angela

    (Moldova State University, Chisinau, Republic of Moldova)

Abstract

Banking technology represents a solution for organizing the provision of financial services, ensuring certain functionalities, expertise in execution, infrastructure and hosting. Actually, the basic vector for the development of the modern banking industry is placed on the path of digitization and artificial intelligence application. A multitude of opportunities for banks is offered by neobanking, open banking, cloud banking, blockchain, hyper-automated banking, hyper-personalized banking, immersive technologies, banking of things, quantum computing, bank-as-a-service, super-app, uberization of banking. The implementation of new technologies has generated, together with a complex of benefits, certain additional cyber problems. Therefore, an important field in banking activity has become the strengthening of cyber security, as well as the prevention and combating of banking frauds in the digital space.

Suggested Citation

  • LUCHIAN, Ivan & FILIP, Angela, 2023. "Global Development Trends In Banking Technologies," Journal of Financial and Monetary Economics, Centre of Financial and Monetary Research "Victor Slavescu", vol. 11(1), pages 168-175, October.
    • Handle: RePEc:vls:rojfme:v:11:y:2023:i:1:p:168-175
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    More about this item

    Keywords

    banking; technology; digitalization; artificial intelligence;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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