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Innovative development and regulation of digital financial platforms in China

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  • Zhuo Huang
  • Li Zhu

Abstract

Digital financial platforms are important for the development of the platform economy and are a significant source of innovation for the further development of China’s financial system. At present, in terms of both market scale and technology, China’s digital finance development is leading internationally. The positive impact of China’s digital financial platforms on the real economy is evidenced by the number of innovative developments they have enabled. Nonetheless, because digital financial platforms have both technological and financial attributes, they pose potential risks and represent a challenge to regulation. For this reason, a regulatory framework adapted to the development of digital financial platforms and the digital financial industry needs to be established; one that adheres to the principles of financial support for the real economy and guides the direction of innovative digital financial platforms.

Suggested Citation

  • Zhuo Huang & Li Zhu, 2022. "Innovative development and regulation of digital financial platforms in China," China Economic Journal, Taylor & Francis Journals, vol. 15(2), pages 216-230, May.
    • Handle: RePEc:taf:rcejxx:v:15:y:2022:i:2:p:216-230
    DOI: 10.1080/17538963.2022.2067686
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