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Sustaining homeownership: The promise of postpurchase services

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  • Roberto Quercia
  • Lucy Gorham
  • William Rohe

Abstract

The practice of providing postpurchase assistance to homeowners once they are in their homes has been generating increased interest in efforts to preserve the homeownership gains of the past few years. In this article, we document the current state of the postpurchase services industry and identify the essential components of foreclosure prevention and sustainable homeownership programs—the two major types. Taken together, these essential components provide a framework for the full range of services these programs can provide and identify what needs to be measured in order to evaluate them. This article is based on insights gathered from interviews with national experts and site visits to or extensive phone interviews with nine nonprofits that operate postpurchase homeownership programs.

Suggested Citation

  • Roberto Quercia & Lucy Gorham & William Rohe, 2006. "Sustaining homeownership: The promise of postpurchase services," Housing Policy Debate, Taylor & Francis Journals, vol. 17(2), pages 309-339.
    • Handle: RePEc:taf:houspd:v:17:y:2006:i:2:p:309-339
    DOI: 10.1080/10511482.2006.9521572
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    Cited by:

    1. Lei Ding & Roberto G. Quercia & Janneke Ratcliffe, 2008. "Post-purchase Counseling and Default Resolutions among Low- and Moderate-Income Borrowers," Journal of Real Estate Research, American Real Estate Society, vol. 30(3), pages 315-344.
    2. Andrew Carswell, 2009. "Does Housing Counseling Change Consumer Financial Behaviors? Evidence from Philadelphia," Journal of Family and Economic Issues, Springer, vol. 30(4), pages 339-356, December.

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