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How far does the apple fall from the tree? The size of English bank branch networks in the nineteenth century

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  • Victoria Barnes
  • Lucy Newton

Abstract

After the Bank Charter Act in 1833, English banks could branch nationally without legal or geographical restriction. It has been previously thought that despite this freedom, early English joint-stock banks predominantly began as single units. Drawing upon a new data set, this article maps the growth of branch banking, the size of bank networks and their geographical location and spread. It demonstrates that banks pursued branching strategies energetically against the intentions of regulators and were successful in forming large and complex networks. However, ultimately, before 1880 the majority settled for local, district and multi-regional structures, as opposed to national structures.

Suggested Citation

  • Victoria Barnes & Lucy Newton, 2018. "How far does the apple fall from the tree? The size of English bank branch networks in the nineteenth century," Business History, Taylor & Francis Journals, vol. 60(4), pages 447-473, May.
    • Handle: RePEc:taf:bushst:v:60:y:2018:i:4:p:447-473
    DOI: 10.1080/00076791.2017.1323883
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    Cited by:

    1. Mark Billings & Simon Mollan & Philip Garnett, 2021. "Debating banking in Britain: The Colwyn committee, 1918," Business History, Taylor & Francis Journals, vol. 63(6), pages 944-965, August.

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