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Dualität aus gesetzlicher und privater Krankenversicherung überholt?

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  • Klaus Jacobs

Abstract

The present division between statutory and private health insurance in Germany (GKV and PKV) is hard to justify. If it is the goal to include the whole population in the GKV eventually, one author states that the only legal way is to change its financing from wage-based contributions to a per-capita amount, which would generally reduce incentives to join the PKV. Possible reform alternatives for the financing of health insurance are analysed by another article according to the following principal questions: Are they able to raise sufficient funds and allocate them efficiently? How does that affect employment and distributive justice? These questions can be used to benchmark various insurance models, i.e. citizens insurance, citizens private insurance and premium models. Another article focuses on a non-profit private legal framework, e.g. a co-operative or a limited society. Copyright ZBW and Springer-Verlag Berlin Heidelberg 2012

Suggested Citation

  • Klaus Jacobs, 2012. "Dualität aus gesetzlicher und privater Krankenversicherung überholt?," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 92(10), pages 651-666, October.
  • Handle: RePEc:spr:wirtsc:v:92:y:2012:i:10:p:651-666
    DOI: 10.1007/s10273-012-1435-7
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    Keywords

    H51; I18;

    JEL classification:

    • H51 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Health
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health

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