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Determinants of Interest in Mobile Payments among Polish Consumers (Determinanty zainteresowania platnosciami mobilnymi ze strony polskich konsumentow)

Author

Listed:
  • Michal Polasik

    (Uniwersytet Mikolaja Kopernika w Toruniu, Wydzial Nauk Ekonomicznych i Zarzadzania)

  • Natalia Kumkowska

    (Uniwersytet Mikolaja Kopernika w Toruniu, Wydzial Nauk Ekonomicznych i Zarzadzania)

Abstract

The aim of this article is to examine the factors influencing the interest in using mobile payments by Polish consumers. The diversity of mobile payments markets in the world was presented, considering different trends in developing countries and highly developed ones. As a starting point of the study, the classic Technology Acceptance Model (TAM) was adopted. The authors adapted TAM to the conditions of the payment market. Statistical verification was carried out using structural equation modeling, on the basis of the survey on a representative sample of Polish society. The results bring an important indication for the requirements that should be met by the mobile payment system to achieve broad interest of consumers, and suggest the choice of the target group.

Suggested Citation

  • Michal Polasik & Natalia Kumkowska, 2015. "Determinants of Interest in Mobile Payments among Polish Consumers (Determinanty zainteresowania platnosciami mobilnymi ze strony polskich konsumentow)," Problemy Zarzadzania, University of Warsaw, Faculty of Management, vol. 13(54), pages 102-117.
  • Handle: RePEc:sgm:pzwzuw:v:13:i:54:y:2015:p:102-117
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    File URL: http://pz.wz.uw.edu.pl/sites/default/files/artykuly/pz_2015_3-1_polasik_kumkowska.pdf
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    Citations

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    Cited by:

    1. MikoĊ‚aj Borowski-Beszta & Anna Kiermas, 2019. "The Usage Of Mobile Banking Applications In Poland: Empirical Results," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 8(1), pages 9-25.

    More about this item

    Keywords

    mobile payments; Technology Acceptance Model; payment systems;
    All these keywords.

    JEL classification:

    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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