IDEAS home Printed from https://ideas.repec.org/a/sae/padigm/v15y2011i1-2p1-7.html
   My bibliography  Save this article

Drivers Of Securitisation In Indian Banking Industry - An Empirical Study

Author

Listed:
  • Ms. Nibedita Roy
  • Dr. Tanupa Chakraborty

Abstract

Conventionally, a business seeking funds either issues securities or borrows from the market. These avenues, however, must always be supported with sufficient collateral of the business. This limits the scope of getting sufficient finance through the conventional sources, and eventually creates a vacuum between the demand for and availability of funds. In consequence, the financial experts have devised a solution in the option of structured finance to fill up this demand-supply gap. Structured finance is a complex financing technique, tailored as per the risk-return and maturity needs of the investors. It is employed by banks, other financial institutions and corporations as an innovative source of funding and is the foundation of 'securitisation' creation of security in any financial transaction. Such securitized instruments are tailored according to the requirements of the prospective investors. This mechanism of securitization helps the institutions to raise finance by re-utilizing its idle assets and, enhancement of its liquidity position, asset quality and financial performance. Accordingly, this paper uses regression analysis in an attempt to find out the factors that influence the securitisation mechanism amongst a sample of banks and non-banking financial companies (NBFCs) from the Indian Banking Industry.

Suggested Citation

  • Ms. Nibedita Roy & Dr. Tanupa Chakraborty, 2011. "Drivers Of Securitisation In Indian Banking Industry - An Empirical Study," Paradigm, , vol. 15(1-2), pages 1-7, January.
    • Handle: RePEc:sae:padigm:v:15:y:2011:i:1-2:p:1-7
    DOI: 10.1177/0971890720110102
    as

    Download full text from publisher

    File URL: https://journals.sagepub.com/doi/10.1177/0971890720110102
    Download Restriction: no
    File URL: https://libkey.io/10.1177/0971890720110102?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:padigm:v:15:y:2011:i:1-2:p:1-7. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.