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Analysis of changes in the retirement insurance system in Poland in 2002-2018

Author

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  • Stęplewska, Kinga

    (Jan Kochanowski University in Kielce, Faculty of Law and Social Sciences)

Abstract

The year 1999 marked the beginning of reforms in social insurance in Poland. Changes which were implemented then regarded mainly retirement insurance. Until the reform was introduced, the retirement insurance had operated under a pay-as-you-go system. However, political changes in Poland, as well as adverse demographic trends, led to ineffective functioning of the existing system of financing liabilities arising from retirement insurance. It was necessary to introduce changes that, above all, would allow for maintaining an appropriate level of retirement pension. The following article concentrates on one selected aspect of this insurance - Open Pension Funds (in Polish: Otwarte Fundusze Emerytalne; OFEs) and presents major changes occurring in 2002-2018, their reasons and effects. The analysis is mainly based on data from the Financial Supervision Authority and the Social Insurance Institution.

Suggested Citation

  • Stęplewska, Kinga, 2021. "Analysis of changes in the retirement insurance system in Poland in 2002-2018," Studia z Polityki Publicznej / Public Policy Studies, Warsaw School of Economics, vol. 8(1), pages 1-23, April.
    • Handle: RePEc:ris:spppps:0010
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    More about this item

    Keywords

    insurance; retirement insurance; public pensions;
    All these keywords.

    JEL classification:

    • G52 - Financial Economics - - Household Finance - - - Insurance
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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