IDEAS home Printed from https://ideas.repec.org/a/ris/buecrj/0284.html
   My bibliography  Save this article

Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector

Author

Listed:
  • Yetgin, Rabia

    (Gaziantep University)

  • Ekşi, İbrahim Halil

    (Gaziantep University)

Abstract

The purpose of this study is to reveal the factors affecting the loans the banks use by Small and Medium Enterprises (SMEs). To this end, bank and market-specific variables, which are considered to affect the lending attitudes of depositors and participation banks to SMEs, were analyzed using regression analysis. As a result of the analysis, bank size and deposit interest rate variables were found to have a significant effect on SME loans. On the other hand, the result is that the profitability of the asset does not have a meaningful effect on the loans.

Suggested Citation

  • Yetgin, Rabia & Ekşi, İbrahim Halil, 2017. "Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector," Business and Economics Research Journal, Uludag University, Faculty of Economics and Administrative Sciences, vol. 8(3), pages 487-500, July.
    • Handle: RePEc:ris:buecrj:0284
    as

    Download full text from publisher

    File URL: http://www.berjournal.com/bank-lending-attitude-to-smes-an-application-in-turkish-banking-sector
    File Function: Full text
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    SME; Turkish Banking Sector; Bank Lending;
    All these keywords.

    JEL classification:

    • E40 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - General
    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ris:buecrj:0284. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Adem Anbar (email available below). General contact details of provider: https://edirc.repec.org/data/iiulutr.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.