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Le marché de l’assurance responsabilité des municipalités québécoises est-il contestable?

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  • Gendron, Michel

    (Professeur de finance et assurance, Faculté des sciences de l’administration, Université Laval)

  • Bernier, Gilles

    (Professeur de finance et assurance, Faculté des sciences de l’administration, Université Laval)

Abstract

In this paper, the hypothesis that the liability insurance market for small municipalities in the province of Quebec functions "as if contestable" is tested. In light of our results, we cannot reject the hypothesis that the general liability market is indeed contestable. On the contrary, we reject this hypothesis in the case of the professional liability market. Cet article présente un test de la théorie des marchés contestables appliqué aux assurances responsabilité civile et professionnelle pour les petites municipalités québécoises. À la lumière des résultats de ce test, on ne peut rejeter l’hypothèse que le marché de l’assurance responsabilité civile est contestable pour la période considérée. On peut, par contre, rejeter cette hypothèse pour l’assurance responsabilité professionnelle.

Suggested Citation

  • Gendron, Michel & Bernier, Gilles, 1987. "Le marché de l’assurance responsabilité des municipalités québécoises est-il contestable?," L'Actualité Economique, Société Canadienne de Science Economique, vol. 63(1), pages 43-52, mars.
    • Handle: RePEc:ris:actuec:v:63:y:1987:i:1:p:43-52
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    References listed on IDEAS

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    1. Barbara Beliveau, 1985. "Life Insurance, Price Regulation and the Theory of Contestable Markets," Journal of Insurance Issues, Western Risk and Insurance Association, vol. 8(1), pages 1-12.
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