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Factors influencing Poverty Alleviation among Women Credit Beneficiaries in Tanzania: A Case Study of FINCA’s Women Credit beneficiaries in Mwanza

Author

Listed:
  • Samuel Nyambega Nyang’au

    (Department of Management Tecnology &Economics,Garissa University College,Garissa, Kenya)

  • Valina Nyamwinuka

    (Formerly,St. Augustine University of Tanzania,Mwanza, Tanzania)

Abstract

Many credit schemes in Tanzania channel their funds to women with the objective of alleviating poverty among them. Despite this, majority of women in the country continue to wallow in poverty. The present research was carried out among the Foundation forInternational Community Assistance’s women credit beneficiaries in Mwanza.Thestudy set out to address the following objectives: to analyze the influenceof the husband’s cooperation,relevant training and interest rate on poverty alleviation among women credit beneficiaries in Tanzaniataking Foundation for International Community Assistance in Mwanza as a case study. Using simple regression model, results showed that cooperation fromthe husband as well as relevant training influencespoverty alleviation among women credit beneficiaries in Tanzania by 56and 36 percent respectively. But interest rate was found to have no significant influenceat all.The paper recommends that seminarsbe conducted so that husbands can be taught the importance of cooperating with their wives. Above all giving training to women credit beneficiaries will go a long way in sharpening their business skills. Future researchers should research on laziness and complacency among women credit beneficiaries and the influenceon poverty.

Suggested Citation

  • Samuel Nyambega Nyang’au & Valina Nyamwinuka, 2014. "Factors influencing Poverty Alleviation among Women Credit Beneficiaries in Tanzania: A Case Study of FINCA’s Women Credit beneficiaries in Mwanza," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 3(2), pages 48-59, April.
    • Handle: RePEc:rbs:ijfbss:v:3:y:2014:i:2:p:48-59
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    References listed on IDEAS

    as
    1. Islam, M.M & Ali, R.N & Salehim, M.M & Islam, A.H.M.S, 2008. "Rural women and poverty: A study on the role of RDRS for poverty alleviation in Bangladesh," Journal of the Bangladesh Agricultural University, Bangladesh Agricultural University Research System (BAURES), vol. 6.
    2. Asuman Altay, 2007. "The Challenge for Global Women Poverty: Microfinance (or Microcredit) as a Solution for Women Poverty in Turkey," Papers of the Annual IUE-SUNY Cortland Conference in Economics, in: Oguz Esen & Ayla Ogus (ed.), Proceedings of the Conference on Globalization and Its Discontents, pages 4-21, Izmir University of Economics.
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