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The Causes Of Insurance Companies Bankruptcy In Romania

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Author Info

  • Luminiţa Tuleaşca

    (Lecturer PhD - Romanian-American University)

Abstract

The essential indicator of the financial stability of the insurance companies: their solvency, determines the substantial amendment of the enforcement terms of the insurer’s bankruptcy procedure in reference to those imposed for the initiation of the bankruptcy procedure of the regular trading companies, even if the main general coordinates are maintained: the condition concerning the debtor’s capacity and the one related to its financial situation. The survey analyzes the bankruptcy of the insurance companies from the perspective of its main cause, the insolvency, of its specific display forms and last, but not least, from the perspective of the fundamental principles of the functioning of these special entities, by pointing out the extremely particularized features of the insurers’ insolvency and, implicitly, of the cause of their bankruptcy in Romania.

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File URL: http://www.rebe.rau.ro/RePEc/rau/journl/FA10/REBE-FA10-A7.pdf
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Bibliographic Info

Article provided by Romanian-American University in its journal Romanian Economic and Business Review.

Volume (Year): 5 (2010)
Issue (Month): 3 (September)
Pages: 100-115

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Handle: RePEc:rau:journl:v:5:y:2010:i:3:p:100-115

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Related research

Keywords: insolvency; bankruptcy; solvency; insurance companies; Solvency II;

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