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La productivité dans la banque française : un essai de modélisation

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  • Mohamed Sassenou

Abstract

[eng] Productivity in french commercial banks : an essay of modelisation. . Using a simple modeling based on the functional cobb-Douglas form, we relate the productivity of banks, measured by the ratio of total credits to the number of workers, to three factors of production : labor, physical capital and financial resources of banks. Our results which are robust to various econometric tests support the hypothesis that the third factor is endogeneous : it's level is determined at the same time as the output and both depend on the level of labor and physical capital. [fre] La productivité dans la banque française. Un essai de modélisation. . À partir d'une modélisation simple basée sur la forme fonctionnelle Cobb-Douglas, nous avons relié une mesure de la productivité, le total crédit rapporté aux effectifs, à trois facteurs de production : le travail, le capital physique et les ressources financières de la banque, les différents tests économétriques que nous avons menés sur un échantillon de banques françaises, militent en faveur de l'endogénéité du troisième facteur. Le niveau de celui-ci se déterminant simultané­ment que celui de l'output, en fonction des niveaux du travail et des équipements productifs.

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  • Mohamed Sassenou, 1994. "La productivité dans la banque française : un essai de modélisation," Revue Économique, Programme National Persée, vol. 45(3), pages 727-736.
    • Handle: RePEc:prs:reveco:reco_0035-2764_1994_num_45_3_409562
    DOI: 10.3406/reco.1994.409562
    Note: DOI:10.3406/reco.1994.409562
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    References listed on IDEAS

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    1. David B. Humphrey, 1991. "Productivity in banking and effects from deregulation," Economic Review, Federal Reserve Bank of Richmond, vol. 77(Mar), pages 16-28.
    2. Martin, F. & Sassenou, M., 1992. "Structure des couts dans la banque francaise," Papers 1992g, Caisse des Depots et Consignations - Cahiers de recherche.
    3. Ugur Muldur & Mohamed Sassenou, 1993. "Economies of scale and scope in French banking and savings institutions," Journal of Productivity Analysis, Springer, vol. 4(1), pages 51-72, June.
    4. Nguyen The Van, 1993. "Inputs, outputs et fonctions de coût bancaire : Critiques et reformulation," Revue d'Économie Financière, Programme National Persée, vol. 27(4), pages 155-168.
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