Sklon k spotrebe v sektore domácností na Slovensku[Propensity to consume in household sector in Slovakia]

Slovakia is one of the countries with the highest and fastest propensity to consume in sector of households. In the development of propensity to consume we can distinguish the period of forced increase in consumer preferencies and the period of voluntary increase. The forced increase was a result of one-off shortfall in the gross disposable income or the catching-up process in consumption after previous restriction a year before. The voluntary intertemporal substitution in consumption was affected by the expansion of supranational retail chains, massive dwelling transfer to private property, starting-up of housing loans, development of mandatory and voluntary insurance, increase in the number of the self-employed. Household gains from holding and sales of fixed assets was an important factor of the increase in propensity to consume. Not only autenthical reasons but also impact of methodology can be identified in increased propensity.