IDEAS home Printed from https://ideas.repec.org/a/ovi/oviste/vxiiy2012i1p1389-1393.html
   My bibliography  Save this article

Concentration and Competition in the Romanian Banking System

Author

Listed:
  • Munteanu Irena

    (Ovidius University of Constanta)

  • Piti Georgiana

    (Ovidius University of Constanta)

  • Ratea Mihaela

    (Ovidius University of Constanta)

Abstract

In this paper we try to assess banking concentration in Romania for 2001 – 2011 period, taking into account the evolution of market share of the first five banks in the system, HHI ( Herfindahl-Hirschman Index) for assets, loans and deposits, also the banking system performances highlighted by indicators like ROA and ROE. In the analyzed period there are three approaches: in the first period banks have had very good performances in the context of a less competitive banking environment, after the privatization of some state capital banks, when the leader of the market lost market share in the favor of more efficient banks and the financial crisis the banks are still facing it today.

Suggested Citation

  • Munteanu Irena & Piti Georgiana & Ratea Mihaela, 2013. "Concentration and Competition in the Romanian Banking System," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 1389-1393, May.
  • Handle: RePEc:ovi:oviste:v:xii:y:2012:i:1:p:1389-1393
    as

    Download full text from publisher

    File URL: http://stec.univ-ovidius.ro/html/anale/ENG/cuprins%20rezumate/volum2013p1.pdf
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    banking concentration; Pearson correlation; Herfindahl-Hirschman Index; banking system; concentration ratio.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ovi:oviste:v:xii:y:2012:i:1:p:1389-1393. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Gheorghiu Gabriela (email available below). General contact details of provider: https://edirc.repec.org/data/feoviro.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.