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Women's Access to Credit: Does It Matter for Household Efficiency?

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  • Diana Fletschner
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    Abstract

    Studies that assess the impact of credit constraints on farm households' efficiency have largely used the household as the unit of analysis. This can be problematic when there are gender-based market imperfections and asymmetries in how rights, resources, and responsibilities are distributed within the household. Constraints on women matter: in addition to the efficiency loss associated with the husbands' credit constraints, when women are unable to meet their needs for capital, their households experienced an additional 11% drop in efficiency. This suggests that there are efficiency-based arguments for enhancing women's access to capital and that studies based only on the household's head may significantly underestimate the true economic impact of credit constraints. Copyright 2008, Oxford University Press.

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    File URL: http://hdl.handle.net/10.1111/j.1467-8276.2008.01143.x
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    Bibliographic Info

    Article provided by Agricultural and Applied Economics Association in its journal American Journal of Agricultural Economics.

    Volume (Year): 90 (2008)
    Issue (Month): 3 ()
    Pages: 669-683

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    Handle: RePEc:oup:ajagec:v:90:y:2008:i:3:p:669-683

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    Cited by:
    1. Diana Fletschner & Catherine Guirkinger & Steve Boucher, 2010. "Risk, Credit Constraints and Financial Efficiency in Peruvian Agriculture," Journal of Development Studies, Taylor & Francis Journals, vol. 46(6), pages 981-1002.
    2. Agbodji, Akoete Ega & Batana, Yele Maweki & Ouedraogo, Denis, 2013. "Gender inequality in multidimensional welfare deprivation in west Africa : the case of Burkina Faso and Togo," Policy Research Working Paper Series 6522, The World Bank.
    3. Peterman, Amber & Behrman, Julia & Quisumbing, Agnes, 2010. "A review of empirical evidence on gender differences in nonland agricultural inputs, technology, and services in developing countries," IFPRI discussion papers 975, International Food Policy Research Institute (IFPRI).
    4. Fletschner, Diana & Mesbah, Dina, 2011. "Gender Disparity in Access to Information: Do Spouses Share What They Know?," World Development, Elsevier, vol. 39(8), pages 1422-1433, August.
    5. Croppenstedt, Andre & Goldstein, Markus & Rosas, Nina, 2013. "Gender and agriculture : inefficiencies, segregation, and low productivity traps," Policy Research Working Paper Series 6370, The World Bank.
    6. Chaudhuri, Sanjukta, 2010. "Women's Empowerment in South Asia and Southeast Asia: A Comparative Analysis," MPRA Paper 19686, University Library of Munich, Germany.
    7. Swaminathan, Hema & Salcedo Du Bois, Rodrigo & Findeis, Jill L., 2010. "Impact of Access to Credit on Labor Allocation Patterns in Malawi," World Development, Elsevier, vol. 38(4), pages 555-566, April.
    8. Fletschner, Diana, 2009. "Rural Women's Access to Credit: Market Imperfections and Intrahousehold Dynamics," World Development, Elsevier, vol. 37(3), pages 618-631, March.
    9. Santos, Florence & Fletschner, Diana & Savath, Vivien & Peterman, Amber, 2013. "Can government-allocated land contribute to food security? Intrahousehold analysis of West Bengal’s microplot allocation program:," IFPRI discussion papers 1310, International Food Policy Research Institute (IFPRI).
    10. Swamy, Vighneswara, 2014. "Financial Inclusion, Gender Dimension, and Economic Impact on Poor Households," World Development, Elsevier, vol. 56(C), pages 1-15.

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