IDEAS home Printed from https://ideas.repec.org/a/ora/journl/v1y2015i1p1314-1321.html
   My bibliography  Save this article

An Empirical Study Concerning The Use Of Internet Banking In Romania

Author

Listed:
  • Kovacs (Kiss) Marta

    (The Bucharest University of Economic Studies, Faculty of Cybernetics, Statistics and Economic Informatics, Romania,)

Abstract

As the trend of ICT (Information and Communication Technology) development is gaining larger influence over countries’ development and growth, Internet banking plays an important role in enhancing the growth of several developed and developing economies over the 21th century. Internet banking and other electronic payment systems are relatively new in Romania and is expected to result in a more efficient banking system. However, in this study we try to argue the fact that Internet banking is strategically important to the banking sectors in an emerging economy, such as Romania, by means of statistical-econometric methodology. For this I used statistical data from Eurostat and MSI for the period 2009-2013. I proposed two models to highlight the existence of a relationship between the variables. The results of the first model have pointed out the fact that the rise of number of Internet users leads to an increase of the number of Internet banking users. The results of the second model show how the indicators influence Internet Banking users and the number of transactions made by Internet Banking influences the value of transactions made by Internet Banking.

Suggested Citation

  • Kovacs (Kiss) Marta, 2015. "An Empirical Study Concerning The Use Of Internet Banking In Romania," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 1(1), pages 1314-1321, July.
    • Handle: RePEc:ora:journl:v:1:y:2015:i:1:p:1314-1321
    as

    Download full text from publisher

    File URL: http://anale.steconomiceuoradea.ro/volume/2015/n1/155.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Florin Marian BUHOCIU & Florina VIRLANUTA & Liliana Mihaela MOGA, 2009. "The Role and Efficiency of Internet Banking in Romania," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 1, pages 21-28.
    2. Saleh SALARI & Moslem SALAJEGHEH, 2011. "Analysis of Factors Affecting the Adoption of Internet Banking. Case Study:Customers of Mellat Bank in Isfahan City," Risk in Contemporary Economy, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, pages 304-310.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Mădălina Gabriela ANGHEL, 2015. "Model of Analysis of Electronical Instruments Services in Romania," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(4(605), W), pages 113-120, Winter.
    2. repec:agr:journl:v:4(605):y:2015:i:4(605):p:113-120 is not listed on IDEAS
    3. Kiss Marta, 2017. "Study On The Evolution And Use Of Internet Banking Services In Romania," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 6, pages 82-88, December.
    4. Samia Shaikh & Soobia Saeed & Muhammad Waqas & Farooque Ahmed Memon, 2018. "The Consequences Of Mobile Banking Services On Customer E-Satisfaction In Pakistan," IBT Journal of Business Studies (JBS), Ilma University, Faculty of Management Science, vol. 14(1), pages 14-14.
    5. Silvia Ghita-Mitrescu & Cristina Duhnea, 2016. "Internet Banking in Romania at a Glance," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(2), pages 508-514, February.
    6. Dan Costin NIȚESCU, 2015. "Banking Business and Social Media – A Strategic Partnership," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(4(605), W), pages 121-132, Winter.
    7. Samia Shaikh & Soobia Saeed & Muhammad Waqas & Farooque Ahmed Memon, 2018. "The Consequences Of Mobile Banking Services On Customer E-Satisfaction In Pakistan," IBT Journal of Business Studies (JBS), Ilma University, Faculty of Management Science, vol. 14(1), pages 39-51.

    More about this item

    Keywords

    Internet users; Internet banking; regression models; Romania.;
    All these keywords.

    JEL classification:

    • C18 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Methodolical Issues: General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L86 - Industrial Organization - - Industry Studies: Services - - - Information and Internet Services; Computer Software

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ora:journl:v:1:y:2015:i:1:p:1314-1321. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catalin ZMOLE (email available below). General contact details of provider: https://edirc.repec.org/data/feoraro.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.