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Notes on Lending-based Crowdfunding in the Regulation (EU) 2020/1503

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  • Michele Perrino

Abstract

Lending-based crowdfunding (LBC), in the large and tumultuous galaxy of crowdfunding, is the least fully disciplined and maybe the most problematic sector. Regulation n. 2020/1503 of the European Parliament and of the Council of 7 October 2020, on European providers of crowdfunding services for businesses, gives now a definition and significantly detailed discipline of the LBC, alongside the more widely known and regulated figure of investment-based crowdfunding (IBC). The essay takes some notes on this new text, also in view of the task of national Legislators and Authorities of introducing a domestic discipline on the LBC, consistent with the new framework of harmonization at EU level

Suggested Citation

  • Michele Perrino, 2022. "Notes on Lending-based Crowdfunding in the Regulation (EU) 2020/1503," Banca Impresa Società, Società editrice il Mulino, issue 1, pages 27-47.
    • Handle: RePEc:mul:jqmthn:doi:10.1435/103057:y:2022:i:1:p:27-47
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