Japan's financial markets have become even more concentrated and are dominated by a few mega-banks. This, and the low level of investment during the financial market crisis, hampered the development of significant financial innovation. But after banking consolidation, the focus of the financial industry is shifting toward developing Japan's "underbanked" and underserviced retail banking market. On the basis of current deregulation of nonbank financial services and the boom of e-money and e-commerce technologies, new alliances between network, retail, and financial service providers are on the brink of developing a whole set of integrated, innovative finance and banking platforms.
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Article provided by M.E. Sharpe, Inc. in its journal Japanese Economy.
Volume (Year): 33 (2005) Issue (Month): 3 (September) Pages: 27-54 Download reference. The following formats are available: HTML
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