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Review of Categorical Models for Classification Issues in Accounting and Finance

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Author Info
Barniv, Ran
McDonald, James B

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Abstract

Recent studies have extensively used the logit or probit models for classification problems in accounting and finance. More than 289 articles in prestigious journals have used these or similar methods from 1989 through 1996. This paper reviews several categorical techniques and compares the performance of logit or probit with alternative procedures. Intuitive and mathematical explanations of how the models examined differ in terms of underlying assumptions and other attributes are provided. The alternative techniques are applied to two substantive research questions: predicting bankruptcy and auditors' consistency judgements. Four empirical criteria provide some evidence that the exponential generalized beta of the second kind (EGB2), lomit, and burrit (all new to the accounting and finance literature) improve the log-likelihood functions, and the explanatory power, compared with logit and other models. EGB2, lomit and burrit also provide significantly better classifications and predictions than logit and other techniques. Copyright 1999 by Kluwer Academic Publishers

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Publisher Info
Article provided by Springer in its journal Review of Quantitative Finance and Accounting.

Volume (Year): 13 (1999)
Issue (Month): 1 (July)
Pages: 39-62
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Handle: RePEc:kap:rqfnac:v:13:y:1999:i:1:p:39-62

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Web page: http://springerlink.metapress.com/link.asp?id=102990

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  1. Fotios Pasiouras & Chrysovalantis Gaganis & Michael Doumpos, 2007. "A multicriteria discrimination approach for the credit rating of Asian banks," Annals of Finance, Springer, vol. 3(3), pages 351-367, July. [Downloadable!] (restricted)
  2. Marco Alf˜ & Giovanni Trovato & Stefano Caiazza, 2004. "Extending Logistic Approach to Risk Modelling Through Semiparametric Mixing," CEIS Research Paper 47, Tor Vergata University, CEIS. [Downloadable!]
  3. Takashi Obinata, 2000. "Choice of Pension Discount Rate in Financial Accounting adn Stock Prices," CIRJE F-Series CIRJE-F-82, CIRJE, Faculty of Economics, University of Tokyo. [Downloadable!]
  4. Steven B. Caudill & Norman H. Godwin, 2002. "Heterogeneous skewness in binary choice models: predicting outcomes in the men's NCAA basketball tournament," Journal of Applied Statistics, Taylor and Francis Journals, vol. 29(7), pages 991-1001, September. [Downloadable!] (restricted)
  5. João Fernandes, 2005. "Corporate Credit Risk Modeling: Quantitative Rating System And Probability Of Default Estimation," Finance 0505013, EconWPA. [Downloadable!]
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