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Financial Problems Of Smes And Problems Encountered To Access Financing

Author

Listed:
  • Mustafa Kara
  • Şeyda Yoltaş
  • Sevim Nur Şahbalı

Abstract

The concern about sustainability of commercial activities of SMEs under aggravating competitive conditions with popularization of chain enterprises has led to a focus on the issue as is the case in many European countries. The difficulties experienced by tradesmen to access and repay loans pose a risk element for the financial sector and social welfare. In this study, we have tried to not only understand and provide solution recommendations for the problems of SMEs in Turkey but also observe their contribution in development by measuring their social welfare. 245 samples have been selected among 1222 tradesman registered to tradesmen chambers in the city centre of Bolu by applying a distribution in percentages by the chamber of registration. A face to face survey has been conducted for the sample selected as a quantitative research method.

Suggested Citation

  • Mustafa Kara & Şeyda Yoltaş & Sevim Nur Şahbalı, 2018. "Financial Problems Of Smes And Problems Encountered To Access Financing," Economy & Business Journal, International Scientific Publications, Bulgaria, vol. 12(1), pages 341-356.
    • Handle: RePEc:isp:journl:v:12:y:2018:i:1:p:341-356
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    More about this item

    Keywords

    risk; loan; sustainability; bank; financial problems; social welfare; sme;
    All these keywords.

    JEL classification:

    • A - General Economics and Teaching

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