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Note on ways of saving: mental mechanisms as tools for self-control?

Author

Listed:
  • Philipp E. Otto
  • Greg B. Davies
  • Nick Chater

Abstract

With Keynes (1936), it is part of accepted theory that we have different motives for saving, including the need to secure means for the future. To bridge the gap between motives and observed behaviour, we assume it is necessary to understand how people actually try to achieve their saving goals. A new method of visualising existing saving concepts is introduced, which shows that individuals apply a range of saving strategies to organise their finances. Based on a financial personality survey it is shown how external as well as internal control for saving can be improved systematically.

Suggested Citation

  • Philipp E. Otto & Greg B. Davies & Nick Chater, 2007. "Note on ways of saving: mental mechanisms as tools for self-control?," Global Business and Economics Review, Inderscience Enterprises Ltd, vol. 9(2/3), pages 227-254.
    • Handle: RePEc:ids:gbusec:v:9:y:2007:i:2/3:p:227-254
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    Cited by:

    1. Berg, Nathan & Kim, Jeong-Yoo, 2010. "Demand for Self Control: A model of Consumer Response to Programs and Products that Moderate Consumption," MPRA Paper 26593, University Library of Munich, Germany.
    2. Riyanto Efendi & Setyabudi Indartono & Sukidjo Sukidjo, 2019. "The Mediation of Economic Literacy on the Effect of Self Control on Impulsive Buying Behaviour Moderated by Peers," International Journal of Economics and Financial Issues, Econjournals, vol. 9(3), pages 98-104.

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