Advanced Search
MyIDEAS: Login to save this article or follow this journal

Rural Credit, Market Reform and Interventionist Institutions: A Micro study of West Bengal

Contents:

Author Info

  • Sudipta Bhattacharyya
Registered author(s):

    Abstract

    This paper analyzes some policy issues on rural credit against the backdrop of the International Monetary Fund (IMF)-World Bank directed market economic reform that the Indian agriculture witnessed during the 1990s. Two Committees appointed by the Government of India recommended for liberalization of the rural credit market. Following the recommendations, the share of priority sector and agriculture were slashed down. The main empirical part of this paper is based on a primary field survey conducted in two agro-ecological regions of West Bengal. The central hypothesis of the market reformers that there must be a negative association between default of credit and the ascending status of households, has not been approved by the survey findings. A big section of households are denied credit while the other sections of households voluntarily avoid banking habits. A greater proportion of the households are involved in the Integrated Rural Development Program (IRDP) loan that they think as a kind of dole, while comparatively a lower proportion of households are involved in crop loan. This is due to the dismal state of cooperative movement in West Bengal as well as at the all India level. Panchayat or local self-government is also partially responsible as they failed to inculcate banking habits among the poor people. This study reveals that poor people have themselves formed credit cooperatives, but this initiative is not integrated with any formal network.

    Download Info

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below under "Related research" whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Bibliographic Info

    Article provided by IUP Publications in its journal The IUP Journal of Agricultural Economics.

    Volume (Year): V (2008)
    Issue (Month): 3 (July)
    Pages: 39-62

    as in new window
    Handle: RePEc:icf:icfjag:v:05:y:2008:i:3:p:39-62

    Contact details of provider:

    Related research

    Keywords:

    References

    No references listed on IDEAS
    You can help add them by filling out this form.

    Citations

    Lists

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    Statistics

    Access and download statistics

    Corrections

    When requesting a correction, please mention this item's handle: RePEc:icf:icfjag:v:05:y:2008:i:3:p:39-62. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (G R K Murty).

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.