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Депозиты Населения В Январе-Августе 2021 Г

Author

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  • Zubov Sergey

    (Russian Presidential Academy of National Economy and Public Administration)

Abstract

Замедление темпов прироста объемов депозитов физических лиц в рассматриваемый период было обусловлено политикой низких ставок Банка России в 2020 г. и введением налога с процентов по вкладам физических лиц, вступившего силу в 2021 г. Повышение ключевой ставки Банка России способствовало увеличению банковских ставок по депозитам и позволило снизить темпы оттока средств со срочных депозитных счетов. Невысокий уровень процентных ставок по вкладам будет способствовать постепенному перераспределению ресурсов клиентов – физических лиц, что выразится в росте популярности накопительных счетов и в дальнейшем продвижении банковских продуктов, связанных с инвестициями на фондовом рынке.

Suggested Citation

  • Zubov Sergey, 2021. "Депозиты Населения В Январе-Августе 2021 Г," Russian Economic Development (in Russian), Gaidar Institute for Economic Policy, issue 11, pages 62-65, November.
    • Handle: RePEc:gai:ruserr:r21124
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    More about this item

    Keywords

    российский банковский сектор; депозиты физических лиц; счета эскроу физических лиц; Агентство по страхованию вкладов; Банк России;
    All these keywords.

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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