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Does Long-Term Performance of Mergers Match Market Expectations? Evidence from the US Banking Industry

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Author Info
Gayle L. DeLong
Abstract

There is a paradox in bank mergers. On average, bank mergers do not create value, yet they continue to occur. Using cross-sectional analysis to examine 54 bank mergers announced between 1991 and 1995, I test several facets of focus and diversification. Upon announcement, the market rewards the mergers of partners that focus their geography and activities and earnings streams. Only one of these facets, focusing earnings streams, enhances long-term performance. Two other circumstances improve long-term performance: 1) when a merger involves a relatively inefficient acquirer and 2) when partners reduce bankruptcy costs.

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Publisher Info
Article provided by Financial Management Association in its journal Financial Management.

Volume (Year): 32 (2003)
Issue (Month): 2 (Summer)
Pages:
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Handle: RePEc:fma:fmanag:delong03

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  1. Julapa Jagtiani, 2008. "Understanding the effects of the merger boom on community banks," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 29-48. [Downloadable!]
  2. Claudia M. Buch & Gayle L. DeLong, 2008. "Banking Globalization: International Consolidation and Mergers in Banking," IAW Discussion Papers 38, Institut für Angewandte Wirtschaftsforschung (IAW). [Downloadable!]
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This page was last updated on 2010-1-6.


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