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Life-cycle shocks and income

Author

Listed:
  • Kenneth A. Couch
  • Mary C. Daly
  • Colin Gardiner

Abstract

Unexpected events such as job displacement, disability, and divorce can have negative effects on individual and family income. For many families, social insurance provided by the government plays an important role in buffering the impact of these shocks. However, on average, Americans depend more on private resources rather than the public sector to insure against these losses.

Suggested Citation

  • Kenneth A. Couch & Mary C. Daly & Colin Gardiner, 2011. "Life-cycle shocks and income," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue mar14.
    • Handle: RePEc:fip:fedfel:y:2011:i:mar14:n:2011-08
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    File URL: http://www.frbsf.org/publications/economics/letter/2011/el2011-08.pdf
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    File URL: http://www.frbsf.org/publications/economics/letter/2011/el2011-08.html
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    Cited by:

    1. Michal Grinstein-Weiss & Blair D. Russell & William G. Gale & Clinton Key & Dan Ariely, 2017. "Behavioral Interventions to Increase Tax-Time Saving: Evidence from a National Randomized Trial," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 3-26, March.
    2. Hannah Thomas, 2013. "The Financial Crisis Hits Home: Foreclosures and Asset Exhaustion in Boston," Housing Policy Debate, Taylor & Francis Journals, vol. 23(4), pages 738-764, October.

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