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How Digital Innovation Can Increase Small Business Access to Finance in Asia

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  • Sean Creehan

Abstract

Small- and medium-sized enterprises (SMEs) are a key contributor to economic activity around the world as an important source of jobs, growth, and innovation. Despite their essential role, SMEs receive a disproportionately small share of credit from the financial system, a trend that persists across developed and developing countries, including in Asia. This paper summarizes the SME credit gap in Asia and assesses ways certain emerging technologies and innovative business models?commonly known as ?fintech??can improve SME access to financial services in Asia and boost long-term economic growth in the process.

Suggested Citation

  • Sean Creehan, 2018. "How Digital Innovation Can Increase Small Business Access to Finance in Asia," Asia Focus, Federal Reserve Bank of San Francisco, issue March.
    • Handle: RePEc:fip:fedfaf:0017
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