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Development of model for insurance risk management and its application to insurance companies operating in the Serbian market

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Author Info

  • Mirjana M. Ilic

    (The College of Tourism, Belgrade)

  • Veselin Avdalovic

    (Faculty of Technical Science, University of Novi Sad)

  • Milica D. Obadovic

    (Insurance company, DDOR Novi Sad, Serbia)

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    Abstract

    The literature on the topic of risk management in insurance generally separately treat insurance risk and insurance company risk, however such a separate treatment of risk excludes a third type of risk which is defined here, that is the risk of incorrectly calculating insurance risk, which causes uncertainties and disruptions in the operations of an insurance company and its concept of risk management arising from its activities. This paper presents a Model developed for insurance risk management and its attempt to assess the calculation of insurance risk. Also, the Model has been applied to the 2005 to 2010 results of five insurance companies in the Serbian market.

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    Bibliographic Info

    Article provided by E3 Journals in its journal E3 Journal of Business Management and Economics..

    Volume (Year): 2 (2011)
    Issue (Month): 6 ()
    Pages: 223-228

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    Handle: RePEc:etr:series:v:2:y:2011:i:6:p:223-228

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    Related research

    Keywords: Risk; Insurance; Management;

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