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Impact of the Implementation of the SEPA Project on SMEs

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  • Otakar Schlossberger

Abstract

SEPA – Single European Payments Area is a project that has been running since 2002 in the European Economic Area (hereinafter "EEA") and Switzerland and concerns the rationalisation of domestic and cross-border payments services. It has been implemented by banks and other entities, providing the service of domestic and cross-border payments, and it is used by entities who are clients of the stated institutions. This paper will use the method of induction and analysis to point out the potential consequences of its implementation for the segment of small and medium-sized enterprises (hereinafter "SMEs") in the Czech Republic (hereinafter "the CR"). A hypothesis was formed, based on an assumption that "wide-spread application of the SEPA project will simplify, and make cheaper, cross-national payments in particular for the SME segment in the long term".

Suggested Citation

  • Otakar Schlossberger, 2016. "Impact of the Implementation of the SEPA Project on SMEs," European Research Studies Journal, European Research Studies Journal, vol. 0(4), pages 109-119.
    • Handle: RePEc:ers:journl:v:xix:y:2016:i:4:p:109-119
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    References listed on IDEAS

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    1. J�rgen Bott, 2009. "The Single Euro Payments Area: New Alliances Required to Tip the Market," ECRI Papers 1693, Centre for European Policy Studies.
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    Cited by:

    1. Baurzhan R. Shakirtkhanov, 2017. "Venture Funds as one of the Major Sources of Investment for Innovative Entrepreneurship in the Republic of Kazakhstan," European Research Studies Journal, European Research Studies Journal, vol. 0(2B), pages 334-347.
    2. Nikolay Tikhomirov & Tatiana Tikhomirova & Eldar Khamitov & Vladimir Ponomarev, 2017. "Models of Assessment of the Influnce of Insurance Assets Securitization on Stability of Mutual Insurance Societies," European Research Studies Journal, European Research Studies Journal, vol. 0(2B), pages 321-333.

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      More about this item

      Keywords

      SEPA; payments services; SCT; SDD; SEPA cards;
      All these keywords.

      JEL classification:

      • F - International Economics
      • G - Financial Economics
      • K - Law and Economics

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