IDEAS home Printed from https://ideas.repec.org/a/eme/ijsepp/ijse-01-2022-0064.html
   My bibliography  Save this article

Analysis of the financial sustainability of the cooperative savings and credit sector in Peru

Author

Listed:
  • James Flores-Chia
  • Benoit Mougenot

Abstract

Purpose - This research analyzes the determinants of the financial sustainability of the cooperative savings and credit sector in Peru. Design/methodology/approach - The econometric analysis uses a balanced data panel with a sample of 34 savings and credit cooperatives in Peru for the period 2010–2017. The estimates were considered using the static fixed-effects model to assess the financial sustainability. Findings - The results show that the interest rate differential, the number of years of activity, the size of assets and the return on assets are explanatory variables of the financial sustainability of savings and credit cooperatives in Peru. Research limitations/implications - This research promotes reflection and discussion for the design of policies that improve the level of competition for the Peruvian savings and credit cooperative model, based on the level of financial sustainability. Originality/value - This study is one of the first to identify the determinants of the financial sustainability of the savings and credit cooperative sector in Peru. Peer review - The peer review history for this article is available at:https://publons.com/publon/10.1108/IJSE-01-2022-0064

Suggested Citation

  • James Flores-Chia & Benoit Mougenot, 2022. "Analysis of the financial sustainability of the cooperative savings and credit sector in Peru," International Journal of Social Economics, Emerald Group Publishing Limited, vol. 50(3), pages 452-461, November.
    • Handle: RePEc:eme:ijsepp:ijse-01-2022-0064
    DOI: 10.1108/IJSE-01-2022-0064
    as

    Download full text from publisher

    File URL: https://www.emerald.com/insight/content/doi/10.1108/IJSE-01-2022-0064/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec
    Download Restriction: Access to full text is restricted to subscribers
    File URL: https://www.emerald.com/insight/content/doi/10.1108/IJSE-01-2022-0064/full/pdf?utm_source=repec&utm_medium=feed&utm_campaign=repec
    Download Restriction: Access to full text is restricted to subscribers
    File URL: https://libkey.io/10.1108/IJSE-01-2022-0064?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eme:ijsepp:ijse-01-2022-0064. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Emerald Support (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.