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Influence of religious beliefs and spirituality on decision to insure

Author

Listed:
  • Amarjit Gill
  • Harvinder S. Mand
  • Nahum Biger
  • Neil Mathur

Abstract

Purpose - The purpose of this paper is to examine the influence of the level of religious beliefs and individual spirituality of small business owners on their decision to insure. Design/methodology/approach - Small business owners from India were asked about their perceptions regarding the relationship between their level of religious beliefs and spirituality and their decision to insure. Findings - The results of this study show that the level of religious beliefs and individual spirituality of small business owners positively influence their decisions to purchase commercial insurance and life insurance to manage financial risk in India. Research limitations/implications - This is a co-relational study that investigated the association between the level of religious beliefs, spirituality, and decision to insure. There is not necessarily a causal relationship between the two. The findings of this study may only be generalized to individuals similar to those that were included in this research. Originality/value - This study adds to literature on the relationship between the level of religious beliefs, spirituality, and decision to insure. The findings may be useful for financial planners, small business owners and financial management consultants.

Suggested Citation

  • Amarjit Gill & Harvinder S. Mand & Nahum Biger & Neil Mathur, 2018. "Influence of religious beliefs and spirituality on decision to insure," International Journal of Emerging Markets, Emerald Group Publishing Limited, vol. 13(5), pages 780-800, November.
    • Handle: RePEc:eme:ijoemp:ijoem-07-2017-0235
    DOI: 10.1108/IJoEM-07-2017-0235
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